I finally receiveed my money and my experience is that you should wait for atleast 3-5 days for the money to reflect on your bank account. If you need it urgently use the paypal withdrawal option instead. The bank withdrawal charges a flat amount of $3 for any amount withdrawn. While the paypal withdrawal chargies vary depending on the amount. My advice would be only use the bank withdrawal option to transfer funds more than $200. Anything less than that, use the paypal option.