[Payoneer Only Other Payment Option?]

I will be moving to a country where Paypal is not available.  So unfortunate! Paypal has been so good to me and I've been with them for over 10 yrs. 😢

I have verified that I will be able to keep my bank account and credit card. 

So, to use Fiverr my only option is to open a Payoneer acct, right? And I'll have to use bank transfer because I can only use direct deposit if I'm still in the States?

I have read here about the high Payoneer fees, but is it difficult to open an account? Is it a headache?

Thanks for your help.