There are a lot of different opinions out there about whether or not paying an insurance fee is worth it. Some people feel that it is a necessary evil to protect their belongings. In contrast, others believe that it is simply a waste of money. Whatever your opinion, it is important to do your research before making a decision. Several companies offer insurance fees, and it can be difficult to know which option is best for you. I was not covered by Medicare but I found the best option after researching. It is important to read the fine print and ensure that you understand the terms and conditions of the policy before signing up. Otherwise, you could end up paying more than you need to.