I also withdraw with PayPal, last time I transferred to bank on 18 June the PayPal exchange was 89,09 USD = 76,92 EUR. The normal exchange would have been 89,09 USD = 79,45 EUR, so I lost 2,5 EUR. I don’t think there is any cheaper method. I keep all my money in PayPal anyway since I buy most things online. I only withdraw when I need to buy something on a website that doesn’t accept PayPal.