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How to withdraw using payoneer mastercard?



I have $90 to my payoneer card that I have withdraw from fiverr. I have also payoneer mastercard.
I want to ask how can I get money using payoneer mastercard?
I just need to go ATM and swipe the card or 1st I need to load $90 to payoneer mastercard from payoneer account?
I have confusion in it!
A lot of thanks in advance!

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